Lock the Gold Price with 10% Margin, Complete the Balance, Take Physical Delivery

At Pars Global Gold, online gold trading starts with a margin of only 10% of the total value: the gold price at the moment you open the trade becomes your price, you complete the balance later and, for eligible products, take physical delivery of your gold. This page explains how the system actually applies that model, step by step.

This differs from the classic "pay in full, collect now" approach: you lock today's price with a margin and pay the rest on your own schedule. Once the payment is complete, the physical gold is yours at the price that applied when the trade was opened — even if gold has risen in the meantime.

How does the system work?

You open a trade at the current price. You open a trade in the product and quantity you want at the live buy price on the market screen. That price is recorded as your position's entry price.
10% of the total value is set aside as margin. Margin = quantity × current price ÷ 10. This amount is blocked in your wallet; the rate is defined in the system for every product and shown on the trade screen before you confirm.
Your price is locked. For as long as the position stays open, the reference price is the price at the moment the trade was opened. Later rises do not increase what you pay.
You complete the balance. While the position is open you can fund your wallet at any time and complete the balance with the "take delivery" option. The system imposes no fixed deadline, but an operation fee accrues for every day the position stays open (below).
The gold moves to your metal wallet. When the balance is complete, the quantity is credited to your metal wallet and is no longer affected by price movements.
You request physical delivery. For eligible products you collect by appointment from a defined pickup point. Details are on the Physical Gold Delivery page.

Positions opened in the demo account are for practice; a demo balance cannot complete a purchase and cannot be used to request physical delivery.

A worked example

Suppose you open a trade for 100 grams on a day gram gold is $145 (illustrative figures). The total value is $14,500 and the blocked margin is $1,450. Three weeks later gram gold is $152: the market value has risen to $15,200, but the total you pay does not change. When you complete the remaining $13,050 plus the accrued operation fee, 100 grams of gold are credited to your metal wallet at the $145 entry price and can be collected.

Margin, fee and position terms

Terms

Margin rate: 10% — quantity × current price ÷ 10. Defined in the system for every product; shown on the trade screen before you confirm.
Reference price: The buy price at the moment the trade is opened. The total value is fixed as this price × quantity.
Operation fee: Accrues for every day the position stays open: a per-unit daily amount defined per product × quantity. Calculated each night at 00:00 İstanbul time; on Thursday night three days are charged to cover the weekend. It accumulates on the position and is settled at close or at delivery. No fee accrues on quantity backed by the same product in your metal wallet.
If the price falls: The open loss is covered from your margin. If cash + margin + open profit/loss in that currency reaches zero, all positions in that currency are closed automatically (stop-out). You therefore need to keep your margin above the loss.
Duration: The system defines no fixed term; the position stays open as long as the margin is sufficient. The daily operation fee is the cost of waiting.
Trading hours: Weekdays 08:00–22:00 (İstanbul). Real-account trades cannot be opened or closed at the weekend; open positions and the fee continue.
Closing options: Close for cash: the difference is credited to your wallet. Take delivery: the remaining balance and accrued fee are paid, and the gold moves to your metal wallet.

How is physical delivery made?

Delivery is requested for fully paid gold held in your metal wallet. Products open to delivery in the English interface:

Gram gold (24 carat / 995 fineness)
18 carat and 14 carat gram gold
Kilogram gold bullion
Kilogram silver

Physical delivery is made from the pickup points defined in the system. In the English interface these are İstanbul Kuyumcukent and İstanbul Kapalıçarşı. You choose the pickup point when you raise the delivery request; the appointment date and time are given to you once the request is approved.

Identity is verified at delivery; when a request is submitted the quantity is blocked in the metal wallet. See the Delivery and Returns Terms (Turkish) for the process and conditions.

Things to keep in mind

This is not a credit or instalment product; it is a margined trading position and a price fall can produce a loss.
Locking the price fixes the total you pay; if the market price falls you still pay the same total.
The operation fee grows with waiting time; a long wait raises the total cost.
Pars Global Gold is not a bank and gives no investment advice. Review the terms on the trade screen before deciding.

Frequently Asked Questions — 10% Margin

What does buying gold with 10% margin mean?

Opening a position at today's price with a margin of 10% of the total value. The gold is not fully yours at that moment; your price is locked, and when you complete the balance the gold moves to your metal wallet and can be collected.

Can the gold price really be locked?

Yes. The price at the moment the position is opened is the reference price for the remaining balance. Later rises do not change the total; on falls, the open loss is covered from the margin.

When do I have to complete the balance?

The system sets no fixed date; you can complete it while the position is open. Because an operation fee accrues daily, waiting longer costs more.

What happens if the price falls?

The open loss is covered from your margin. If cash + margin + open profit/loss reaches zero, positions are closed automatically. You need to watch your margin and add funds if necessary.

How do I collect the gold after buying it this way?

After completing the balance and moving the gold to your metal wallet, you raise a delivery request for an eligible product, choose the pickup point, and collect by appointment with identity verification.

Do I need an account to buy gold online and take delivery?

The price screen is public. Opening a trade, completing a balance and requesting delivery require an account and identity verification.

Check today's gold prices

The market screen is public — no account needed. An account is required to trade or to request delivery.

Live Prices